Barclays is a British multinational bank which deals with financial services like loans, credit cards, investment banking, wealth management, and mortgage lending. This bank operates in more than 50 countries and has more than 45 million satisfied customers. Barclays Bank performs its operations in 4 different fields such as personal banking, corporate banking, wealth and investments managements. This bank is one of the oldest bank of England and also is the first bank to use modern ATM machines. This bank is renowned in the world for its best customer oriented services. Some of the best known services of this bank are describe as follow:
Barclays Bank Credit Card
Barclays Bank provides different types of credit cards to its customer. Customer can choose anyone of the cards and get benefited from it. The various types of credit cards provided by the banks are Balance transfers credit cards, purchase- offers credit cards, card for limited credit history, and freedom reward card.
Balance Transfers Credit Cards
If you want to transfer balances to help save your money then you can own this credit card. There are various Barclay cards for balance transferring so that you can pay or transfer the balance easily to others. These credit cards are flexible and very convenient for using. You can transfers balances from one account to another in any time and from anywhere by using this card. You can use different balance transfer cards such as Barclaycard Platinum 37 month balance transfer card, Barclaycard Platinum 2 years balance transfer card, Barclaycard Platinum with 20 months purchase and balance transfer offer card,etc.
Purchase Offer Credit Cards
These cards are for those who like to buy the goods today and make the payments in the future days. With this card you can purchase any goods and pay for the goods in the future. But you have to pay on time and stay in the credit limit that is fixed by the bank. This card is a convenient way of shopping for the users.
Cards for Limited Credit History
These credit cards are for those persons who are new credit card users and have limited credit history. By using these cards you can build your credit rating over time. Credit rating is very important for future. For example if you have good credit rating you will get loans easily in the future and also in the future if you want low interest in your loan, your credit rating plays a vital role. So if you want to build your credit history you can own this card.
Freedom Reward Card
These credit cards allow you to gain points in every purchase through this card. The more you use these cards the more you get points and those points can be used as the bonuses in different restaurants and parks. Those points can also be used for shopping online too.
Barclays Bank Online Banking Features
Other best service provided by this bank is online banking. You can now use your account from your home or room or your working place. You don’t need to go to the bank for each and every simple problem. You can now access and manage your bank account from your laptop or pc in anytime from anywhere. By using online banking you can have following features for you.
Access and Manage Your Accounts Details
You can now access and manage your account from online. you don’t have to go to the banks for knowing the balance in your account in every time. You can simply login to Barclays official site and manage your account from there. You can check your balances, see the transaction made, etc. from home.
Retrieving Your Login Details
If you forgot your log in details you don’t need to go to banks. You can follow the instructions online and get your log in details shortly. You don’t have to wait for a day or a week. You can instantly get your log in detail and access the account.
Pay Bills and Make Transfers
You can make payments to anyone from online banking system. If you have previously bought any good and need to make payments then you can simply pay them online in their account or you can transfer the money in their account.
Report a Lost or Stolen Cards
If you mistakenly happen to lose your cards you can report it instantly and block the card and save illegal access to your account.
Barclays Bank Loans
If you need money for your personal reason immediately you can get the loan for that without collateral of the property then you can have loan from the bank as personal loan with appropriate interest rates.
If you want to buy the cars which is out of your price range then you can have the financial help from the bank and pay the bank in the future within certain time.
This is a kind of loan which helps you to pay all the debts. If you are in debt with many users it might be difficult for you to pay interest in different times. At that time you can use this loan and clear all the debts with others and have only one debt so that it will be easy to pay the debt.
Home Improvements and Home Loan
These are the loans for buying new home or restructuring your home. You can have loans with appropriate interest rates.
Top Up Your Loan
If you have already loan with the bank and you need more loan, then in that time you can have top up loan to fulfill your need. You don’t have to have loan from various other banks if you need further loan.